Tuesday, May 29, 2007

The never ending paper Trail

It's partly my aim from this blog to try and help any readers who are about to embark on the self build process to understand what the steps are; the costs involved and the actual work you need to do.
I was completely new to this whole process and it is a great learning curve for me and i hope to give a good insight to it. The whole process from getting mortgage approval and organising solicitors.
Step 1:- Site Deposit
Step 2:- Appoint Solicitor
Step 3:- Apply for planning
Step 4:- Recieve Planning
Step 5:- Mortgage options recieve approval in principle
Step 6:- Sign Contracts (on reflection this can take several months)!!!!
Step 7:- Organise mortgage protection insurance
Step 8:- Draw down mortgage to pay for site through solicitor and stamp duty/land registry fees
Step 9:- Site self build insurance covers all people on site
Step 10:- Commence

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